Enjoy 85 feet of waterfront with this 2-bedroom, 2-bathroom home, complete with a private dock and an open porch to take in the views. Seawalls are maintained by the Co-op! The residence has been upgraded in 2024-2025 with waterproof luxury laminate floors, energy-efficient mini-split A/C systems, a reinforced carport, and a new vapor barrier. The home also features newer windows and two outdoor sheds. The kitchen and bathrooms offer solid-surface countertops for added style and durability, and the washer and dryer are conveniently located in the primary suite. While the home is completely livable as-is, it's also a wonderful canvas for a buyer with a vision-bring your personal touch, update a few areas, and easily elevate this waterfront gem into something truly special. Price includes the share for the lot and ownership in the co-op. The low monthly fee of $380 includes a 24-hour manned gate, private streets, water/sewer, lawn mowing and edging, twice-weekly trash pickup, and access to all community amenities such as the heated pool, shuffleboard, bocce ball, two boat ramps, a kayak launch, and numerous clubs and activities. The community is conveniently located just 10 minutes from downtown St. Petersburg and 25 minutes from the Gulf beaches. Situated in Americana Cove, a desirable 55+ resident-owned waterfront community, this home offers exceptional amenities, a welcoming atmosphere, and true Florida coastal living. Management requires 675 or above credit score for each buyer. Home sustained 2 inches of water inside from hurricane Helene and damage has been remediated.